Wealth Management

Our wealth management process begins with a thorough evaluation of client objectives. Specifically, we discuss income requirements and ability to tolerate market risk. Other considerations include cash needs, tax concerns, investment time horizon, and any other unique preferences that may exist.

One of the most significant determinants of long term performance is the asset allocation decision. Asset allocation must be carefully formulated to reflect our client’s objectives.

Once the asset allocation decision is made, we formulate and implement a portfolio policy through security selection. The process continues with rigorous portfolio monitoring and performance measurement. As market conditions dictate, we rebalance the portfolio to reflect the client’s specific portfolio policy. We regularly review objectives and preferences to ensure a clear understanding of our client’s long term needs, and communicate frequently with comprehensive reports and personal visits throughout the year.