Our wealth management process begins with a thorough evaluation of client objectives.
Specifically, we discuss income requirements and ability to tolerate market risk.
Other considerations include cash needs, tax concerns, investment time horizon,
and any other unique preferences that may exist.
One of the most significant determinants of long term performance is the asset allocation
decision. Asset allocation must be carefully formulated to reflect our client’s
Once the asset allocation decision is made, we formulate and implement a portfolio
policy through security selection. The process continues with rigorous portfolio
monitoring and performance measurement. As market conditions dictate, we rebalance
the portfolio to reflect the client’s specific portfolio policy. We regularly review
objectives and preferences to ensure a clear understanding of our client’s long
term needs, and communicate frequently with comprehensive reports and personal visits
throughout the year.